You Can't Buy Happiness

It’s true. According to researchers, “buying things” brings only fleeting pleasure.

The key to long-term happiness, they say, comes from being passionately involved—with ideas, adventures, and people. The best part is this: The more involved you are, the greater the impact you make. Which directly leads to even more happiness.

It’s that kind of passionate involvement that makes a Moravian education, well, almost priceless.

Of course, we offer scholarships and grants to help. In fact, Moravian commits more than $20 million every year to qualified students. But ultimately, this is your investment—of time, of money, of yourself.

Follow your passions, and discover true happiness.

Types of financial aid

There are three main types of financial aid: grants and scholarships (which do not need to be paid back); loans (which are paid back over time, starting after you graduate); and workstudy (on-campus jobs for which you receive a paycheck).

Financial aid comes from several sources:

• Institutional (Moravian College Grants)
• Governmental (Federal Pell Grants, Federal Direct Stafford Loans, Federal Perkins Loans, Pennsylvania State Grants, etc.) 
• Private (e.g., endowed and restricted scholarships awarded through Moravian College or by foundations)

Financial aid may only be applied to tuition, fees, books, room, and board, unless a specific exception has been made.

The application process

To be considered for financial aid, you must apply and be accepted to Moravian College. You must also complete both the Moravian College application for financial aid and the Free Application for Federal Student Aid (FAFSA). You’ll apply for financial aid every year you are a student at Moravian.

The sooner you apply, the better— priority is given to students whose complete admission and financial aid applications are received by February 15. All applications must be completed by April 15.

The FAFSA is required to be considered for federal and state sources of financial aid. The application is available starting January 1 at fafsa.ed.gov. You’ll need your family’s most recent year’s federal tax returns to complete the FAFSA.

The Moravian College financial aid application can be found online at moravian.edu/financialaid. You may also mail or fax a paper copy to the Financial Aid Office. If we require any additional pieces of information to finalize your award, we will specifically request them from you.

These applications will determine your demonstrated need—the difference between the cost of tuition, room/board, and other expenses and the amount your family can contribute.

Residents of Pennsylvania who file a FAFSA by May 1 will be considered for a Pennsylvania State Grant. Residents of other states are encouraged to refer to the FAFSA application or contact your state’s Department of Higher Education for state grant information.

Early financial aid estimates

Students who apply for admission prior to January 1 and wish to receive an estimated financial aid package are invited to complete and submit the Early Estimate Form along with a copy of the family’s signed latest tax return. Please visit the Financial Aid Office webpage for more information about financial assistance and the early estimate process.

Aid award notification

After you’ve been accepted to Moravian and as soon as your aid applications have been processed, you’ll hear from the Financial Aid Office. If you qualify for assistance, you’ll receive a detailed explanation of your award package—the combination of grants, loans, and/or work-study amounts you’ve been awarded. You’ll also receive instructions for accepting your package and completing the award process.

If you receive a scholarship or grant from a source other than the College, you must notify the Financial Aid Office. Failure to do so may result in the cancellation of College-awarded aid.

Other resources and options

Local and private scholarships: Community organizations, foundations, churches, and local businesses may sponsor scholarships for students who meet specific criteria. Ask your guidance counselor and check finaid.org for more information.

Loans: Federal Parent PLUS Loans are a low-interest loan option; information on applying will be sent with your award letter from the Financial Aid Office.

Payment plans: Moravian College cooperates with tuition plan companies that make monthly installment payments possible. These financing plans help families include college expenses as part of their monthly budgets. To learn more, please contact the Bursar’s Office at Moravian, 610 861-1334.

Your financial aid checklist

• Apply for admission to Moravian by March 1.
• Submit the Moravian College Financial Aid Application by February 15 for priority consideration.
• Submit the FAFSA and list Moravian as a recipient (Moravian’s code is 003301) by February 15 for priority consideration.
• Apply for the tuition grant of your home state, if available.
• Research other sources of financial help, including private scholarships and loan options.
• And, of course, call or e-mail us if you have questions!

Contact financial aid office

Phone: 610 861-1330
E-mail: admissions@moravian.edu
Fax: 610 861-1346
Web: moravian.edu/financialaid