How to Digitally Archive Your Home
You never know when disaster might strike. Within minutes, a fallen tree, burst pipe, fire, or flood can ruin cherished or valuable goods. Keeping an archive of your belongings will accelerate the process of replacing damaged property. It will also help you make better decisions about the insurance coverage you need before a disaster strikes.
Follow these simple steps to archive your home:
- Make a list of your possessions. The method doesn’t matter, as long as the list is thorough, well-organized, and kept in a safe place. Remember to adjust your files periodically, deleting items you’ve gotten rid of and adding any new purchases.
- Photograph your living space and possessions. Use a digital camera or a smartphone to capture rare, important, and expensive items, both in close-up shots and in wider pictures that show their position in the room. You should also photograph each wall, as well as closets and drawers. Be sure to label your photographs clearly, so you can correctly identify which numbers or details belong to which item.
- Store digital photos and inventory in a safe place. Once you’re finished, find a safe place to store your records. Make a copy of everything and store it away from your home. A bank’s safe deposit box is great for hard copies. For digital archives, online digital storage, backups, or cloud technology allow you to easily access or change your records.
Don’t put off this simple project; in the event that you need to make an insurance claim, you’ll be glad you took the time to document the possessions that are most important to you.
Liberty Mutual Auto, Home, and Renters insurance is available through the Moravian College Alumni Association at great rates. To learn more or get a free, no-obligation quote, visit http://www.libertymutual.com/moravian.
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