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Graduate and Continuing Studies

Financial Aid


Financial Aid for Graduate Students

Payment Plans, Reimbursement, and Aid Information

Grad school is all igniting your passions and rediscovering your love for learning—until you get the bill. But it doesn't have to be that way. We're here to tell you paying for graduate school doesn't need to come with a pit in your stomach. Need some advice? Want to get set up? Your Student Experience Mentor is your resident expert on all things paying-for-grad-school. Go ahead and click Chat Now to get in touch! We don't want anything—including money—to get in the way of your revolution.

Student Experience Mentor

Your SEM is your one stop shop for everything you need. Financial aid, admissions, student support, you name it. Your SEM will be with you right from the start and help you pave the way to graduation.

or call (610) 861-1400

Deferred Payment Plan (DPP)

This plan is available to all Graduate Studies and Continuing Education students, and there is no need to file any of the forms listed above. Simply file the DPP Application form and note with the Graduate Studies and Continuing Education office with the $20 application fee. The fee is the responsibility of the student.

Employer Reimbursement Payment Plan (ERPP)

This plan is designed for students whose employers reimburse tuition but only at the conclusion of the course when a grade has been received. Simply file the ERPP Form with the Graduate Studies and Continuing Education office with the $35 application fee. The fee is the responsibility of the student.

Loans

Student loans are readily available to graduate and professional degree students to help meet program costs and reasonable education-related personal and living expenses. General information is available here and summarized below.

Qualified graduate students may borrow up to $20,500 per year in Federal Direct Unsubsidized Stafford Loans. These are fixed, low-interest loans available to borrowers regardless of demonstrated need or credit history. To apply, students must complete the FAFSA—Free Application for Federal Student Aid. In addition, first-time borrowers at Moravian College must complete Loan Entrance Counseling and the Federal Direct Stafford Loan Master Promissory Note.

After a graduate student has exhausted his/her Stafford loan eligibility, s/he may be eligible to borrow from the Federal Direct Grad PLUS Loan Program. Grad PLUS loans have an annual borrowing limit of up to the full cost of attendance minus other financial aid received. Other supplemental student loans are available from private lenders for students who meet lender credit requirements.

Unlike the Stafford Loan Program, which does not rely on the borrower’s credit history in any way, an approved Grad PLUS borrower cannot have an adverse credit history (e.g., bankruptcy, foreclosure, repossession, tax lien, default, or current delinquency of 90 or more days on any debt). Credit requirements for private student loans are even more stringent, referencing credit scores and full credit history of the borrower and cosigner. Private student loans typically require a cosigner, since most students do not have well-established, good credit. Borrowers who do not qualify for Grad PLUS are unlikely to qualify for a private student loan.

Students who need to supplement their Federal Direct Unsubsidized Stafford Loans with Grad PLUS or private loans are encouraged to explore all borrowing options with one of Moravian College’s expert financial aid counselors. We are here to help you! 

Scholarships

The Windmill Foundation Scholarship

This endowed scholarship provides financial assistance to full- and part-time undergraduate and post-baccalaureate Graduate and Continuing Education students who share an active commitment to the community and are willing to encourage others to pursue educational excellence.

  • There are no restrictions on age, gender, or stage at which the student enters college.
  • New or transfer students may be considered.
  • Potential recipients must file the Windmill Scholarship Application with your Student Experience Mentor

File the FAFSA and the Enrollment Notification Form to be considered for the Windmill Foundation Scholarship.

 


Financial Aid for Adult Undergraduate Students

Financial Aid, Scholarships, and FAQ's

Whether this is your first undergraduate degree or tenth, whether you're 18 years old or 38, Moravian College Financial Aid works the same: we'll perform an "needs analysis" to determine what you can reasonably be expected to contribute toward your education. And yes, that means reacquainting yourself with the FAFSA. We use all possible angles to discover your unique eligibility for federal student aid programs, including grants and loans.

Need a hand? Click Let's Talk to connect with your Student Experience Mentor.

Who's eligible for financial aid?

To qualify, you'll need to provide evidence of high school or GED completion, be a U.S. citizen or a permanent resident, and be enrolled in, and registered for at least 2 units of courses in an applicable degree or certificate program.

Ok, I'm eligible. How can I apply?

File the Free Application for Federal Student Aid (FAFSA). Do us a solid and also fill out this Enrollment Notification Form, so we know you're coming and understand your plans.

  • Moravian College FAFSA code is 003301
  • Please be sure to maintain copies of all documents for your records
  • Because of the processing time for financial aid applications, we recommend that your FAFSA as early as possible before the April 15 preferred filing date
  • Don't wait until the last minute, and ask us for help if needed
  • Follow through with your application, and feel free to contact your Student Experience Mentor or financial aid counselor with any questions
  • No news is good news. Financial services will contact you if additional information is required.

What types of aid could I be eligible for?

PHEAA - Pennsylvania State Grants
These grants are awarded to full-time and part-time first baccalaureate degree candidates who demonstrate need. The deadline for this program is May 1, but we suggest transmitting your FAFSA by March 15. File the FAFSA and the Enrollment Notification Form, and you'll be in great shape.

Federal Pell Grants
These grants are awarded to full-time and part-time first baccalaureate degree candidates who demonstrate significant need. File the FAFSA and the Enrollment Notification Form to be considered.

Federal Direct Stafford Loans
Stafford Loans are long-term, low-interest loans that are available to students who are enrolled at least half-time. Subsidized Stafford Loans are need-based, and interest is paid by the government as long as you are in school at least half-time. Unsubsidized Stafford Loans are available to students who do not qualify for subsidized Stafford loans. Our expert financial aid counselors can help you explore your best borrowing options.

What else do I need to know?

Most aid awarded to evening students comes from federal and state government sources.

Undergraduate students are full-time if they are registered for a minimum of three (3) course units (12 credits) per term. They are half-time if they are registered for a minimum of 1.5 course units (6 credits) per term.

Scholarship Information

The Charlotte Newcombe Foundation Scholarship

Available to undergraduate and post-baccalaureate women over the age of 25 who meet the following conditions:

  • Academic career has been interrupted
  • Demonstrate financial need
  • Are degree or certificate candidates at Moravian College
  • Have earned at least half the credits toward the degree or certificate
  • This scholarship is not available to graduate students.

Potential recipients must file the Charlotte Newcombe Foundation Scholarship Application with your Student Experience Mentor. File the FAFSA and the Enrollment Notification Form for Charlotte Newcombe consideration.

The Windmill Foundation Scholarship

This endowed scholarship provides financial assistance to full- and part-time undergraduate and post-baccalaureate Graduate and Continuing Education students who share an active commitment to the community and are willing to encourage others to pursue educational excellence.

  • There are no restrictions on age, gender, or stage at which the student enters college.
  • New or transfer students may be considered.
  • Potential recipients must file the Windmill Scholarship Application with your Student Experience Mentor

File the FAFSA and the Enrollment Notification Form to be considered for the Windmill Foundation Scholarship.