Financial Resources

Graduate Referral Program

Refer a friend, family member, or coworker to one of our graduate programs.  If they enroll in and complete two courses or more, you receive $250!  Restrictions apply.  More information available here.

Prior Learning Assessment

Do you have professional experience in your field that could apply toward a degree? Moravian University offers Prior Learning Assessment, a unique program that turns your relevant work and real-world experience into usable credits, so you can earn your degree that much faster. Talk to an SEM about how to earn credit for this experience.

Financial Aid

Grad school is all about igniting your passions and rediscovering your love for learning—until you get the bill. But it doesn't have to be that way. We're here to tell you paying for graduate school doesn't need to come with a pit in your stomach. Need some advice? Want to get set up? Your Student Experience Mentor is your resident expert on all things paying-for-grad-school. Go ahead and click Let’s Talk to get in touch! We don't want anything—including money—to get in the way of your education.

Financial Aid Application Process

Students interested in financial aid should complete the Free Application for Federal Student Aid (FAFSA) at https://studentaid.gov/.

Which FAFSA should I file?

Expected Start Date

FAFSA

Taxes Needed
Summer 2021 - Summer 2022 2021-22 FAFSA 2019 Taxes
Summer 2022 - Summer 2023 2022-23 FAFSA 2020 Taxes

For summer 2022 starts, file both years to maximize eligibility! 

Federal Loans

Federal Unsubsidized/Subsidized Direct Loans

Federal Direct Graduate Plus Loans

After a graduate or professional student has exhausted their loan eligibility, they may be eligible to borrow from the Federal Direct Grad PLUS Loan Program. Grad PLUS loans have an annual borrowing limit of up to the full cost of attendance minus other financial aid received. Unlike the Federal Direct Unsubsidized Loan Program, which does not rely on the borrower’s credit history in any way, an approved Grad PLUS borrower cannot have an adverse credit history (e.g., bankruptcy, foreclosure, repossession, tax lien, default, or current delinquency of 90 or more days on any debt).

Other supplemental student loans are available from private lenders for students who meet lender credit requirements. Students who need to supplement their Federal Direct Unsubsidized Loans with Grad PLUS or private loans are encouraged to explore all borrowing options with one of Moravian University’s expert financial aid counselors. We are here to help you!

Private Alternative Loans

Private Alternative Loans can be a good option after federal loan eligibility is exhausted or to use for graduate certificate programs for which federal aid is currently not available. These loans are credit based, and a co-signer may be used. They have variable or fixed interest rate options. Students may select any lender they would like or may choose from Moravian’s recommended list of lenders. Click here for more information on private loans.

Loan Comparison

Degree Completion & Accelerated Nursing Students (at least half-time status)

2021-2022 Information

Loan
Student Eligibility
Interest Rate
Fees
Annual Borrowing Limit
Lifetime Borrowing Limit
Direct Subsidized Loan Qualifying FAFSA Filers 3.73% 1.057% $3,500-Freshman
$4,500-Sophomore
$5,500-Junior/Senior		 $23,000
Direct Unsubsidized Loan FAFSA Filers 3.73% 1.057% $2,000 or $7,000
(Dependent/Independent)		 UG: $57,500
(includes any subsidized amounts)
Alternative Loan All Students Varies Varies Up to full cost of attendance none
Direct Parent PLUS Loan Dependent FAFSA Filers 6.28% 4.228% Up to full cost of attendance none

2020-2021 Information

Loan
Student Eligibility
Interest Rate
Fees
Annual Borrowing Limit
Lifetime Borrowing Limit
Direct Subsidized Loan Qualifying FAFSA Filers 2.75% 1.057% $3,500-Freshman
$4,500-Sophomore
$5,500-Junior/Senior		 $23,000
Direct Unsubsidized Loan FAFSA Filers 2.75% 1.057% $2,000 or $7,000
(Dependent/Independent)		 UG: $57,500
(includes any subsidized amounts)
Alternative Loan All Students Varies Varies Up to full cost of attendance none
Direct Parent PLUS Loan Dependent FAFSA Filers 5.30% 4.228% Up to full cost of attendance none

 

Graduate Students (at least half-time status)

2020-2021 Information

Loan
Student Eligibility
Interest Rate
Fees
Annual Borrowing Limit*
Lifetime Borrowing Limit
Program Eligibility
Direct Unsubsidized Loan FAFSA Filers 5.28% 1.057% $20,500 $138,500 Degree seeking FAFSA Filers
Direct Graduate PLUS Loan FAFSA Filers 6.28% 4.228% Up to full cost of attendance none Degree Seeking FAFSA Filers
Alternative Loan All Students Varies Varies Up to full cost of attendance none All credit worthy applicants (Degrees & Certificates)

2020-2021 Information

Loan
Student Eligibility
Interest Rate
Fees
Annual Borrowing Limit*
Lifetime Borrowing Limit
Program Eligibility
Direct Unsubsidized Loan FAFSA Filers 4.30% 1.057% $20,500 $138,500 Degree seeking FAFSA Filers
Direct Graduate PLUS Loan FAFSA Filers 5.30% 4.228% Up to full cost of attendance none Degree Seeking FAFSA Filers
Alternative Loan All Students Varies Varies Up to full cost of attendance none All credit worthy applicants (Degrees & Certificates)

Scholarships

This endowed scholarship provides financial assistance to full-time and part-time undergraduate and post-baccalaureate Graduate and Continuing Studies students who share an active commitment to the community and are willing to encourage others to pursue educational excellence.

  • There are no restrictions on age, gender, or stage at which the student enters college.
  • New or transfer students may be considered.
  • Potential recipients must file the Windmill Scholarship Application with your Student Experience Mentor.

Please file the FAFSA to be considered for the Windmill Foundation Scholarship.

This scholarship provides financial assistance to women over the age of 25 who: 

  • Are pursuing a Bachelor's Degree or Post-Baccalaureate Certificate 
  • Have earned at least half of the credits required toward their degree or certificate
  • Demonstrate financial need as determined by the FAFSA

Potential recipients of this resource must file the FAFSA and submit a completed Charlotte Newcombe Foundation Scholarship Application.

MBA Endowed Scholarship

Selection is based on financial need, an application essay, and personal interview (if needed). The scholarship may be used to cover tuition, fees, and textbooks required by the course(s). Review of applications will be conducted on a rolling basis based upon funds available. You can apply to the MBA Endowed Scholarship here.

MSAT

DAT

Grants

Pennsylvania State Grants are awarded to full-time and part-time first baccalaureate degree candidates who demonstrate need. The deadline for this program is May 1, but we suggest transmitting your FAFSA by March 15. File the FAFSA and you'll be in great shape.

The Federal Pell Grant and the Federal Supplemental Educational Opportunity Grant (SEOG Grant) is awarded to full-time and part-time first baccalaureate degree candidates who demonstrate significant need. File the FAFSA to be considered.

The Sibling Grant is awarded to any new full-time graduate student enrolling at Moravian University who has a sibling currently enrolled at the college. Eligible recipients receive up to $2,000 annually.

 

Paying for Graduate School

This plan is designed for students whose employers reimburse tuition but only at the conclusion of the course when a grade has been received. Simply file the ERPP 2023-24 Form with the Graduate and Continuing Studies Office with the $35 application fee. The fee is the responsibility of the student.

All payment plan activity occurs in the Student Accounts portal via your AMOS homepage (https://amos.moravian.edu). Students or authorized parent users may enroll in the "your account" section of the Student Account portal. There is a $35 enrollment fee for each semester. Options are available for fall, spring and summer plans.

For graduate and adult students interested in on-campus employment, positions are available for those who are Federal Work Study eligible. To view a list of currently available positions, visit the University Students tab on AMOS and click "Student Employment Job Postings."  AMOS credentials are available once a student is admitted.

International Students

International Student Certification of Finances

This is required for all students planning to attend any of Moravian graduate programs. Please complete and return to Moravian Graduate and Adult Enrollment.