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Moravian College
Human Resources

Retirement Savings

Pension Benefit

Moravian College Retirement Plan - Summary Plan Description (SPD)  
formatted as PDF files and require Adobe Acrobat Reader to open/view document

Upon eligibility, the institution begins contributing to a tax-deferred annuity administered by the Teacher's Insurance and Annuity Association (TIAA). The institutional contribution is based upon the stated annual salary but is over-and-above this salary. Contributions continue throughout employment and earnings accumulate on a tax-deferred basis. No personal contribution is required.  

Upon eligibility, employees will be automatically enrolled. A followup enrollment welcome packet will be sent from TIAA for the employee to complete investment allocations and beneficiary information. Manage and explore your retirement investment options through the Moravian College TIAA Employer Microsite.  

Moravian ministers under call may be required to remit the institutional contribution to the designated provincial church pension plan.


Employee funded tax-deferred annuity plans (TDA)

Moravian College Tax-Sheltered Annuity Plan - Summary Plan Description (SPD)
formatted as PDF files and require Adobe Acrobat Reader to open/view document  

The institution allows all employees the opportunity to supplement their retirement savings by deferring a portion of their gross salary to TIAA 403(b) retirement annuities. The amount that may be deferred is governed by IRS Code. Click on this LINK for a printable PDF file detailing the current IRS Plan Contribution and Benefit Limits.  

The TIAA investment menu includes a diverse array of new investment options from leading mutual fun companies. These investment options let you tailor your retirement portfolio to your long-term savings goals.  

Manage and explore your retirement investment options through the Moravian College TIAA Employer Microsite.  

TIAA Publications