Tuition & Aid


Office of Student Accounts

Student tuition invoices are electronically billed directly to each student’s Moravian University email. Tuition invoicing is 100 percent paperless and is available to view anytime via the student's AMOS Student Accounts portal. For parents to receive e-bill notifications or pay invoices electronically on their student's behalf, the student must authorize a Parent PIN in the "your account" section of the Student Accounts portal.

The Office of Student Accounts manages AMOS access to class schedules after invoices are paid and handles requests for refunds, payment options, online account inquiries, and student health insurance coverage.

FERPA

In order for our staff to communicate (in person, phone, email, etc.) with a parent regarding any specific financial information about their student, Moravian University must have a FERPA Form on file. For more information about the Family Educational Rights and Privacy Act (FERPA), please see the information provided by the Registrar's Office.

Payments on Student Accounts

Payments can be made in any of the following ways:

  • Online
    • Credit cards and electronic checks accepted
    • Credit card payments will be assessed a minimum convenience fee of $3.00.
    • Payments made by ACH (also known as e-check or bank draft) will be assessed a $0.50 per transaction fee.
  • In person
    • Office of the Cashier, Colonial Hall, Room 108
    • Cash, money orders and checks accepted
  • By mail
    • Send to Moravian University, Office of the Cashier, 1200 Main St., Bethlehem, PA 18018
    • Checks or money orders accepted
    • Checks payable to Moravian University

Payment Plans

Moravian University offers payment plans to help make paying for college easier and more affordable. All payment plan activity occurs in the Student Accounts Portal via AMOS. Select the available plan you wish to sign up for in the Student Accounts Portal in AMOS. There is an enrollment fee of $35.00 per semester, but no interest is charged.

E-Refunds vs. Paper Check Refunds

Moravian University students have the option to enroll in E-Refunds so a credit balance from any source, financial aid or other credit, can be delivered to the student via direct deposit to a bank account of their choosing. E-Refund enrollment occurs in the Student Accounts portal via AMOS. E-Refunds allow fast delivery of funds to a student and are more secure than a paper check mailed to a home address. Students not enrolled in E-Refunds would receive their credit balance via paper check delivered to the student’s campus mail box or home address on file. 

Parent PLUS Refunds can only be processed via a paper check to the parent borrower unless the PLUS application specifies that the credit balance can be given to the student.

Financial Aid Services

AMOS: Your Interactive Financial Aid Experience!

Familiarize yourself with the Financial Aid Portal on AMOS: Log into your AMOS Account, select “Financial Aid Services” on the home page. Here, you can check your financial aid status and view related messages, among other options.

Submit any additional requirements needed to finalize or activate your financial aid: Not sure what additional items we need from you? Your AMOS Financial Aid Portal to the rescue!  Simply select “Documents and Messages” from the menu to view all requirements. Then click on the respective link to complete an item.

Federal Direct Loans: Students awarded a Federal Direct Loan must complete loan entrance counseling and a Federal Direct Loan Master Promissory Note at studentloans.gov. Both requirements must be satisfied before receiving these funds.

E-Safety First!

Protect yourself: Never use email to send documents containing personally identifiable information. For security of your personal information, do NOT email confidential data or any documents containing personally identifiable information.

  • Documents and private information should be submitted electronically via XMedius SendSecure, our secure file upload portal.
  • Documents may also be safely transmitted via our dedicated fax (610-861-1346) or mailed to Moravian University Office of Financial Aid Services, 1200 Main Street, Bethlehem, PA 18018.
  • Remember your AMOS Financial Aid Portal? You can upload and submit documents securely there too!

Financing tools for you!

College is an investment: There is no greater investment you can make in your future than the investment you make in your education!

Outside Scholarships & Grants:  We strongly encourage you to seek external scholarship and grant opportunities.  Reach out to your high school counseling office, clubs and organizations, and your (and parent’s) employers to see if there are gift aid opportunities you can apply for within your community. 
Check out the free scholarship search engines.

Payment Plan:  Moravian University offers convenient, flexible payment options for students and their parents, including interest-free installment plans. Learn more above under the Student Accounts section.

Federal Direct Parent PLUS Loan:  A loan program for parents (or step-parents) of dependent undergraduate students, offering simplified credit requirements, a fixed interest rate, and flexible repayment terms.  The U.S. Department of Education is the lender. Approved applicants may request to borrow any amount up to a school’s total cost of attendance less any other awarded financial aid.  Parents with adverse credit may be approved with an eligible “endorser” to cosign on their loan. Students whose parents are denied may be awarded an additional amount of Unsubsidized Federal Direct Loan.
Learn more about the Parent PLUS Loan.

Private Alternative Education Loans:  Alternative loans are offered by banks and other financial institutions to assist students who need additional educational financing.  Typically, the student is the primary borrower with a creditworthy cosigner. Some lenders provide a parent borrowing option. Interest rates are based on the credit strength of the borrower/cosigner and vary from lender to lender.  Because private loans can prove to be costly for some borrowers, students are well advised to consider federal loan options and payment plans before accepting a private loan.

Moravian University maintains a lender list, meaning we research lenders and their loan products, with the goal of providing you with objective information to make the best informed financing decisions.  You have the right to choose any lender or educational loan, regardless of whether it appears on our list. Learn more about private borrowing or view our lender list.

Seek Employment Opportunities!

About one-third of Moravian University students work on campus: New and returning students can find available on-campus positions on AMOS located under the “College Students” tab.  Additional employment information for new students will be emailed to students and posted on social media.

  • Employment is not guaranteed. Students who are flexible and persistent usually find work.
  • To apply for a position, students must satisfy the supervisor’s application and interview process, as well as complete the Financial Aid and Payroll authorization requirements.
  • Once students begin working, they are paid bi-weekly and funds are directly deposited into their bank account.

Financial Aid FAQ

How will I receive my financial aid?

Financial aid is typically credited to your student account in two equal disbursements: half in the fall and half in the spring. Once College charges have been paid (e.g., tuition, fees, room, board), any additional monies will be refunded. Use the refund to help pay for educational expenses, such as books and supplies. Federal work-study funds are an exception to this rule. Students must work to earn their work-study funds and are paid twice a month for what was earned during the pay period.

Must I maintain a certain GPA to be eligible for my financial aid?

Yes. Renewal requirements for merit scholarships are detailed in the Financial Aid Handbook. Students must maintain full-time enrollment status and achieve Satisfactory Academic Progress (SAP) for most forms of financial aid.

May I use my financial aid to purchase books?

Yes. Students who have completed all requirements for financial aid prior to the start of each semester and have potential credit on their student account are provided with flexible financing in the Moravian University Book Shop. Contact Financial Aid Services or the Office of Student Accounts for more information.

Will my financial aid be the same each year?

Eligibility for Moravian University need-based aid is reviewed each year. Federal, state, and institutional grants are subject to change each year. Learn more about the process of reapplying for Financial Aid.

Save the
Date

Friday, May 20:
Moravian University E-Bill for fall tuition bill sent via email

Wednesday, June 1:
Complete financial aid requirements.

Wednesday, June 1:
Federal Direct Loan Borrowers: Review Financial Aid items, which may include completion of student loan requirements at studentloans.gov.

Wednesday, June 1:
Complete your entrance loan counseling and sign the Master Promissory Note.

Wednesday, July 20:
Fall tuition payment due

Office Information

Office of Student Accounts
Colonial Hall, First Floor
Phone: 610.625.7142
Fax: 610.625.7790
studentaccounts@moravian.edu

Financial Aid Services
Colonial Hall, First Floor
Phone: 610.861.1330
Fax: 610.861.1346
finaid@moravian.edu