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Student Health Insurance

Moravian University undergraduate students, full time graduate students (9 or more credits), and international students are required to have health insurance. If you do not currently have health insurance, there is the option to enroll and purchase coverage. If you are using your current health insurance, it is advised that out of state students should notify their health insurance carrier that they may need services in Bethlehem while enrolled as a student. International students are strongly recommended to have a health insurance plan that effectively covers them while attending school in the United States.

Coverage will begin on August 1, 2022 and be effective through July 31, 2023. As part of this requirement, undergraduate students, full time graduate students (9 or more credits), and international students are required to show proof of health insurance or enroll and purchase the University sponsored plan.

All students who meet the requirements will be billed up front for the health insurance coverage. If you waive the health insurance coverage and provide the required information, your Student Account will be credited for the plan. If you enroll in the plan, you will be responsible to pay for the applicable charge on your Student Account. All students will automatically be billed up-front and if no action is taken to enroll or waive the coverage, you will be automatically enrolled in the plan and responsible to pay the premium. All communications will be sent to the student's Moravian University email address, so please check this email on a regular basis. You will need to access your Moravian email account in order to access First Risk Advisor’s verification code. This code will stay active for 30 minutes. Please have all your current insurance information easily accessible to complete this process.

To complete the enrollment or waiver process, please visit www.RCMDstudentbenefits.com select Moravian University, click either “Enroll Today” or “Waive Today” button and follow the steps below. 

  1. Enter www.RCMDstudentbenefits.com in your web browser.
  2. When you reach the homepage, select Moravian University from the drop-down menu on the bottom of the page.
  3. To enroll in the plan, click on “Enroll Today.” OR
  4. To waive out of the coverage, select the “Waive Today” option from the list on the right side of the screen.
  5. Enter your birthday, followed by your student ID number.
  6. Check your Moravian email account, there will be a verification code sent to you. Please note: This code will only be active for 30 minutes.
  7. Copy the 6-digit verification code into the provided box and click “Next.”
  8. Verify your name, email, student ID number and campus location and click “Next.”
  9. Click “Yes” under “Do you currently have health insurance?” and click “Next.”
  10. Enter all the required insurance information and click “Next.”
  11. Provide your electronic signature and click “Submit” to complete the wavier process.
  12. An email copy of your submission will be sent to your Moravian University email address. Save this message as proof of your submission.
  13. If enrolled in the plan, you will receive a secure email from United Healthcare Student Resources within 24 hours. This email will have a link to set up the My Account portal.
  14. Set up the My Account portal and download the insurance ID card to your phone
  15. If you have any questions, please call 1-800-346-4075 ext. 1452 or email Moravian@rcmd.com. They will be glad to help you with any questions that you may have.

Student ID example

This student's ID number is 567890. These are the 6 digits after the first 4 digits in the Account Number on your Moravian University ID Card.


Student Health Insurance

Best wishes for a healthy year!


Student Health Insurance Annual Rates

Undergraduate and International:

Student: $2,350
Spouse:  $2,350
One Child: $2,350
All Children: $4,700
All Dependents: $7,050

Graduate:

Student: $4,844
Spouse: $4,844
One Child: $4,844
All Children: $9,688
All Dependents: $14,532